This Privacy Policy informs you about your rights to privacy and the protections afforded by the law, as well as our rules and practices regarding the collection, use, and sharing of information about you when you use our services. You are free to choose not to use our Service if you disagree with our policies and practices. There may be periodic changes to this policy; see "Changes to this Privacy Policy," section 12.

Your personal information is used by us to deliver and enhance the service. You consent to the collection and use of information in line with this Privacy Policy by accessing or using the Service.

We may request specific personally identifiable information from You while you use Our Service so that We can get in touch with or identify You. Information that is personally identifiable may comprise, but is not restricted to:
Email address Both first and last names Telephone number Address, City, ZIP/Postal code, State, and Province Used Data Bank Verification Number (BVN) Number for National Identification (NIN) Picture Birthdate An image of an identity document (voter ID, NIN, international passport, or driver's license) issued by the government

We track user behavior on Our Service and retain certain data using Cookies and other tracking technologies. Beacons, tags, and scripts are examples of tracking technologies that are used to gather and monitor data in order to enhance and evaluate Our Service. Among the technologies We might employ are:

• Cookies or Browser Cookie: A little file called a cookie is stored on your device. You can set your browser to notify you when a cookie is being sent or to reject all cookies. On the other hand, You might not be able to utilize certain sections of our Service if You reject Cookies. Our Service may use cookies unless you have changed your browser's settings to reject cookies.
• Flash Cookies: Certain features of our Service may use local stored objects (or Flash Cookies) to collect and store information about Your preferences or Your activity on our Service. Flash Cookies are not managed by the same browser settings as those used for Browser Cookies. For more information on how You can delete Flash Cookies, please read “Where can I change the settings for disabling, or deleting local shared objects?” available at https://helpx.adobe.com/flash-player/kb/disable-local-shared-objects-flash.html#main_Where_can_I_change_the_settings_for_disabling__or_deleting_local_shared_objects_
• Web Beacons: Web beacons, also known as clear gifs, pixel tags, and single-pixel gifs, are tiny electronic files that are sometimes included in email messages and certain parts of our service. They allow the company to track user activity on those pages, count the number of people who have visited those pages, and gather other website-related data (like tracking how popular a particular section is and ensuring system and server integrity).
  Cookies can be “Persistent” or “Session” Cookies. Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close Your web browser. Learn more about cookies: Cookies: What Do They Do?: https://www.freeprivacypolicy.com/blog/cookies/

Your Personal Data will only be kept by the Company for the duration required to fulfill the objectives outlined in this Privacy Policy. You are entitled to request that the information we have about you be deleted. To settle disputes, enforce our legal agreements and policies, and fulfill our legal obligations—such as if we must keep your data on file to comply with relevant laws—we will, however, keep and utilize Your Personal Data to the amount that is required.
Additionally, Usage Data will be kept by the Company for internal analysis. Generally speaking, usage data is only kept for a limited amount of time, unless it is needed to bolster the security or enhance the performance of Our Service, or unless We are required by law to keep it longer.

Although We care about the security of Your Personal Data, keep in mind that no method of electronic data transmission over the Internet or technique of electronic data storage is 100% safe. We make every effort to safeguard Your Personal Data using methods that are financially feasible, but we are unable to ensure complete security.

No one under the age of thirteen is addressed by our service. We do not knowingly ask anyone younger than 13 for personally identifying information. Please get in touch with Us if you are a parent or guardian and You know that Your child has given Us Personal Data. We take action to delete Personal Data from Our servers if We learn that We have obtained it from anybody under the age of 13 without first obtaining parental consent. Please use the details listed in the 'Contact Us' section below to get in touch with us if you think we might have information from or about anyone under the age of 13.
We may need your parent's approval before collecting and using Your information if We must depend on consent as a legal basis for processing it and Your nation demands consent from a parent.

We might occasionally make changes to Our Privacy Policy. Any modifications will be communicated to You by posting the updated Privacy Policy on this page.
Before the change takes effect, We will notify You by email and/or by posting a conspicuous notice on Our Service. We will also update the "Last updated" date at the top of this Privacy Policy.
It is recommended that you routinely check this Privacy Policy for updates. Any modifications to this privacy statement take effect immediately upon posting on this website.
When we make changes to the service, your continuous use of it is considered your acceptance of those changes.

If you have any questions about this Privacy Policy, You can contact us:
By email: zykascreditlimited@gmail.com
By Call: +234 123 1234 123
By visiting this page on our website: https://www.zykacredit.com/contact